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Permanent residency in Malta by investment

Permanent residency in Malta by investment

Live in Malta and explore over 45 countries visa-free

Visa-free entry to:
  • 29 countries in the Schengen Area
  • 27 countries in the European Union
  • 6 countries in the Balkan Peninsula

Apply now to get expert advice

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Brief overview of the program

Launched on March 26, 2021, the Malta Permanent Residency Program offers foreign investors the opportunity to obtain permanent residency in Malta in exchange for a qualifying investment. To participate, applicants must possess liquid assets of at least EUR 500,000, including a minimum of EUR 150,000 in cash. The program is open to non-EU and non-EEA nationals. In addition to the main applicant, spouses, children, parents, and grandparents can also be included in the application. Permanent residence status can be obtained by purchasing real estate valued at EUR 375,000 or renting property for at least EUR 14,000 per year in Malta or Gozo. Applicants are also required to pay government contributions and make a charitable donation.

Processing time from 3 months
Investment amount from EUR 182,000
Return of investment after 5 years

Advantages of the program

  • Visa-free travel across Europe

    Malta permanent residency grants visa-free access to the Schengen Area, allowing stays of up to 90 days within every 180-day period.

  • Permanent residence with real estate income

    Investors gain the right to reside permanently in Malta and have the option to rent out their property to generate income.

  • European education and healthcare

    Permanent residents and their families can access quality education and healthcare services in Malta and other Schengen countries, without the need for additional visas.

  • A backup plan in times of uncertainty

    By owning or renting property in Malta, investors secure a stable alternative residence in case of political, social, or economic instability in their home country.

  • Tax optimization opportunities

    Upon obtaining permanent residence, investors and their family members can become tax residents of Malta and benefit from a favorable tax regime:
    • 15% tax on foreign income remitted to Malta
    • 0% tax on foreign income not brought into Malta
    • 35% tax on income earned within Malta
    • EUR 15,000 minimum annual tax obligation per family
    The investor is also exempt from inheritance tax, and their relatives are not required to pay additional taxes.

Unlock business and financial opportunities with the program

  • Taxes Favorable taxation: 15% on worldwide income transferred to Malta. No property, gift, or inheritance taxes. Double taxation agreements with 70+ countries.
  • Banks and accounts Access to the developed EU banking system. Ability to open accounts in reliable European banks without restrictions. Right to use international financial instruments and services.
  • Asset protection Reliable protection of investments due to the stable legal system of the EU. A backup option in case of economic crises. No currency controls and complete confidentiality.

Step-by-step guide to Malta permanent residency

  • Eligibility criteria and estimated costs
  • Step-by-step plan to Malta permanent residency
  • Current residency program in 2025
Step-by-step guide to Malta permanent residency

Fill out the form and get a detailed guide about the service from iWorld specialists

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Visa-free travel map

Malta permanent residency allows investors to visit more than 45 countries without a visa, including Austria, Germany, Denmark, Ireland, the Netherlands, Norway, Finland, France, Switzerland, and Sweden.

map

Visa-free travel to over 45 countries with Malta permanent residency

  • Austria
  • Denmark
  • Latvia
  • Norway
  • Finland
  • Estonia
  • Bosnia and Herzegovina
  • Costa Rica
  • El Salvador
  • Belgium
  • Ireland
  • Lithuania
  • Poland
  • France
  • Albania
  • The Vatican
  • Moldova
  • San Marino
  • Bulgaria
  • Iceland
  • Liechtenstein
  • Portugal
  • Croatia
  • Andorra
  • Guatemala
  • Monaco
  • Serbia
  • Hungary
  • Spain
  • Luxembourg
  • Romania
  • The Czech Republic
  • Antigua and Barbuda
  • Honduras
  • Nicaragua
  • Montenegro
  • Germany
  • Italy
  • Malta
  • Slovakia
  • Switzerland
  • Armenia
  • Georgia
  • Oman
  • Greece
  • Cyprus
  • The Netherlands
  • Slovenia
  • Sweden
  • The Bahamas
  • Egypt
  • Panama

Take advantage of all the benefits offered by Malta permanent residency by investment

  • Processing time — from 3 months
  • Visa-free travel to Schengen Area
  • Investments in real estate, charitable donations, and non-refundable contributions
  • Purchasing real estate worth at least EUR 375,000, вalong with a EUR 30,000 contribution and a EUR 2,000 donation, or renting real estate for at least EUR 14,000 per year, combined with a EUR 60,000 contribution and a EUR 2,000 donation
  • Eligible dependents include the spouse, children under 18, and parents over 50 who are financially dependent on the main applicant

Apply now to get expert advice

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The requirements to the applicants

  • Aged 18 or older
  • No criminal record
  • Valid medical insurance
  • Stable income
  • No history of visa refusals from countries with visa-free entry to Malta
  • Legally married
  • In a civil partnership confirmed by official documents
  • Includes children from previous marriages of the investor or their spouse
  • Unmarried
  • Fully or largely financially dependent on the investor
  • Includes children from previous marriages of the investor or their spouse
  • Must be fully or substantially financially dependent on the investor or their spouse
  • Must be fully or significantly financially dependent on the investor or their spouse
  • No age limit

Investment options

1 OPTION Real estate purchase

Minimum investment — EUR 375,000

Government fees

The following government fees must also be paid:

  • Government contribution — EUR 30,000
  • Charitable donation — EUR 2,000
  • Administrative fee — EUR 50,000
2 OPTION Renting real estate

The property must be rented for at least 5 years

The minimum investment amount is EUR 14,000 per year

Government fees

In addition to renting real estate, the following government fees must be paid:

  • Government contribution — EUR 60,000
  • Charitable donation — EUR 2,000
  • Administrative fee — EUR 50,000

Comparison of Malta permanent residency program with other popular countries

Category
Malta permanent residency Malta permanent residency
Greece permanent residency Greece permanent residency
Cyprus permanent residency Cyprus permanent residency
Portugal temporary residency Portugal temporary residency
Investment amount
from EUR 182,000
from EUR 250,000
from EUR 300,000
from EUR 250,000
Family immigration
yes
yes
yes
yes
Residency validity period
indefinite
5+ years
indefinite
2+ years
Processing time
from 3 months
from 4 months
from 9 months
from 12 months

Steps for obtaining a Malta permanent residency by investment

Preliminary legal check

A thorough review of the applicant’s background is a key requirement for any investor residency program, and determines eligibility for Malta’s permanent residence. To increase your chances of approval, iWorld conducts a preliminary legal check. If any concerns are identified, we promptly find a solution.

Learn more

Preparation of the document package

iWorld specialists compile the required documents for your application. We handle the translation of the full dossier into English and ensure its certification in Malta. Notarization and translation must be supported by an apostille or consular legalization issued in your country of residence.

Application submission

Once the documents are complete, iWorld’s legal team submits your application to the Residency Malta Agency. At this stage, an initial administrative fee of EUR 15,000 must be paid.

Due diligence

The Residency Malta Agency reviews the application which takes 90 to 180 days, assuming all documents are submitted correctly. This period may be extended due to agency workload or requests for additional information.

Fulfilling investment obligations

At this stage, the remaining administrative fees are paid, the investment is made—either property rental or purchase—and the required government contribution and charitable donation are completed. iWorld submits proof of compliance to the Residency Malta Agency to obtain final approval.

Biometric data submission in Malta

You and your family members travel to Malta to complete the biometric data procedure, which is mandatory for the issuance of permanent residence cards.

Obtaining a residence card

Within two weeks after biometric submission, the permanent residence cards are issued. An iWorld lawyer collects them on your behalf, and they are delivered to your designated address via secure courier.

Get a customized cost estimate of obtaining Malta permanent residency

iWorld specialists will prepare a personalized estimate with stages, deadlines, taking into account your family situation, grounds for citizenship, and all necessary fees.

Get a customized cost estimate of obtaining Malta permanent residency

Why clients choose iWorld

Global expertise

iWorld specialists have extensive knowledge of international immigration law and are well versed in the procedures for obtaining residence permits, permanent residency, and citizenship, offering the best solutions for each jurisdiction.

Personalized step-by-step plan

The iWorld team develops a detailed action plan for each stage — from choosing the right investment strategy to obtaining a passport or residence permit — ensuring transparency and no hidden fees.

Confidentiality and trust

iWorld builds long-term partnerships, ensuring data security and compliance with professional ethics.

The best specialists in the industry

The company employs the best experts in the field of immigration and investment law, as well as specialists in administrative, accounting, and tax support.

Alternative residency
by investment programs

Greece Country Greece
Cost from EUR 250,000
Processing time from 4 months
Key advantages
  • Investments in high-liquidity real estate
  • Fast-track program
  • No language requirements
Learn more
Europe Country Europe
Cost from EUR 250,000
Processing time from 12 months
Key advantages
  • Residency status for family members
  • No language requirements
  • Backup plan within the EU
Learn more
Middle East & Central Asia Country Middle East & Central Asia
Cost from AED 2,000,000
Processing time from 7 days
Key advantages
  • Investments in high-liquidity real estate
  • Residence permits for family members
  • No language requirements
Learn more
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Media about us

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Articles and news

Malta: Residence permit and citizenship by the purchase of real estate Malta: Residence permit and citizenship by the purchase of real estate 09.11.2021

Residence permit by the purchase of property in Malta. Ways of obtaining a Maltese residence permit. Step-by-step procedure. Requirements. Life in Malta for foreigners. The visa. Tax residence. Changes in the citizenship by real estate in Malta.

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FAQ

What is the minimum investment amount to participate in the MPRP program?

The minimum investment to participate in the Malta Permanent Residency Program is EUR 182,000.

How long does it take to obtain Malta permanent residency?

The official processing time is 3 months as of the date of submission of the complete application package, but due to the popularity of the program, processing times are currently longer.

Is it mandatory to reside in Malta after obtaining permanent residency?

There are no minimum residency requirements to maintain permanent residency status. However, it is recommended that you spend 14–21 days in Malta before taking the oath of allegiance.

Which family members can be included in the application?

The application can include a spouse, unmarried children under the age of 29, financially dependent parents and grandparents of the main applicant and spouse for an additional fee of EUR 10,000 per person.

What are the financial requirements for the applicant?

The applicant must prove that they have assets worth at least EUR 500,000 (including EUR 150,000 in financial assets) or EUR 650,000 (including EUR 75,000 in financial assets).

Can I apply for permanent residence on my own?

No, applications are only accepted through licensed agents accredited by the Malta Residency Agency. Direct applications from individuals are not considered.

What real estate investment options are available under the program?

There are two options: purchase of real estate worth at least EUR 375,000 and hold it for 5 years, or rent real estate for 5 years with a minimum payment of EUR 14,000 per year.

Is the applicant's reliability checked?

Yes, the Malta Residency Agency applies a four-level due diligence system for applicants.

Get expert advice — contact us today

You can schedule a consultation with a company specialist either in person at our office or online. During the consultation, you’ll receive a detailed case analysis, a service cost estimate, and personalized recommendations tailored to your goals.

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Aleksey Nosovsky Head of Legal Department

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