D7 Visa for residence in Portugal, Schengen travel, and future citizenship
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D7 Visa (Visto D7), also known as the visa for financially independent individuals or retirees, allows non-EU citizens to reside permanently in Portugal if they have a stable passive income. The program was introduced by the Portuguese government in 2007 to attract wealthy foreigners.
The applicant must prove a monthly passive income of at least EUR 870 (the Portuguese minimum wage for 2025) and provide proof of housing in the country. The financially independent person visa allows entry for up to 120 days to submit an application for a residence permit. The residence permit is valid for 2 years from the date of issue and may be renewed for subsequent 3-year periods.
The minimum income threshold is only EUR 870 per month, making the program one of the most affordable in Europe for obtaining a residence permit.
A Portuguese residence permit provides visa-free access to 29 Schengen countries for up to 90 days within any 180-day period.
Although the visa is intended for individuals with passive income, D7 residents are allowed to work or run a business in Portugal.
The program allows residence permits for a spouse, children under 18, and financially dependent parents, provided the required income is increased accordingly.
Residents are entitled to use the Portuguese healthcare system and benefit from European-level education.
After 5 years of residence, it becomes possible to apply for Portuguese citizenship.
A residence permit in Portugal grants the right to travel freely to more than 45 countries, including those in the Schengen Area. Residents may stay in any of these countries for up to 90 days within a 180-day period without the need for a visa.
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iWorld specialists conduct a detailed analysis of your situation, assessing your compliance with the requirements of the D7 program for financially independent individuals. Based on the analysis, an individual strategy is developed that takes into account your goals and specific circumstances for successfully obtaining a Portuguese residence permit.
The iWorld team helps you obtain a Portuguese tax number (NIF, Número de Identificação Fiscal) and open a bank account at one of Portugal's banks. Our specialists also assist you in selecting real estate for rent or purchase and prepare a complete set of documents for submission to the consulate.
iWorld lawyers accompany the process of submitting documents to the Portuguese consulate in your country of residence, ensuring that the application is completed correctly. They help you prepare for the interview and track the status of your application. The decision usually takes about 60 days.
Once your D7 visa has been approved, iWorld specialists will arrange your arrival in Portugal and a meeting at the Agency for Integration, Migration and Asylum (AIMA) to submit your biometric data. As a result, you will receive a Portuguese residence card valid for 2 years, with the possibility of further extension.
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Learn moreThe minimum amount is EUR 870 per month, which is equivalent to the Portuguese minimum wage under Decree No. 107/2023 of December 17. On an annual basis, this equals EUR 10,440. Acceptable sources of income include pensions, rental income, and income from intellectual or financial property.
Yes. Unlike many other passive income visas, the D7 visa allows holders to work in Portugal. Once you receive a residence permit based on the D7 visa, you are entitled to work without any additional permits.
A spouse or partner, minor children, adult dependents enrolled in Portuguese educational institutions, as well as first-degree parents financially dependent on the applicant. For a spouse, an additional EUR 435 per month is required (a 50% increase), and for each child EUR 261 per month (a 30% increase).
The D7 visa is valid for 4 months with the possibility of two entries. During this period, you must apply for a residence permit at AIMA. The residence permit is initially issued for 2 years and then renewed for 3 years.
No. The application must be submitted in person at the Portuguese consulate in your country of residence or citizenship. The processing time is from 60 days after the in-person visit to the consulate.
Yes. During the first two years, you must reside in Portugal for at least 16 months, without leaving the country for more than 6 consecutive months or 8 months in total.
Yes. You must have health insurance valid in Portugal, including repatriation coverage, for at least 6 months.
The consular fee is approximately EUR 90. Additional expenses include document translations, notarization, and AIMA fees for the residence permit. Legal assistance costs EUR 6,500.
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