WhatsApp
Telegram
Global Offices
+971 (55) 43 52 459
Consultation Request a callback
Homepage Telegram Call now
Menu
Permanent residence in Panama through investment

Permanent residence in Panama through investment

Fast application processing and a residence permit issued immediately for 5 years

Permanent residence in Panama means:
  • Status for all family members
  • Favorable taxation
  • Path to second citizenship

Apply now to get expert advice

WhatsApp Telegram Instagram

Briefly about the program

Panama’s investment program for obtaining permanent residence is chosen by high-net-worth foreign nationals who need a reliable status in Central America. The country offers investors 4 options — purchasing real estate, acquiring securities on the Panama Stock Exchange, placing a fixed-term deposit with a local bank, and establishing a company. Investment funds must originate from abroad and must be maintained for 5 years. Permanent residence is granted to a foreign national without the need to obtain temporary residence first, and to maintain the status, it is sufficient to visit Panama at least once every 2 years.

Processing time from 30 days
Investment amount from USD 300,000

Advantages of the program

  • Obtaining status for all family members

    The permanent residence application may include a spouse, minor children, adult children under 25 enrolled in full-time education, as well as children with disabilities and financially dependent parents. No additional investment is required for each family member — only government fees are payable.

  • Permanent residence without prior temporary residence

    The program allows applicants to obtain permanent resident status without first obtaining temporary residence. From the moment the residence documents are issued, the investor and their family gain access to banking services, healthcare, and education on the same terms as Panamanian citizens.

  • Fast application processing

    The law establishes a 30-business-day period for reviewing permanent residence applications from the date of submission to the government authority. Qualified investor applications are processed separately by the National Immigration Service, which significantly reduces document review times.

  • Minimal physical presence requirements

    To maintain the status, it is sufficient to visit Panama for at least 24 hours once every 2 years. There is also no requirement to take examinations or demonstrate ties to the country, which is especially important for international entrepreneurs, investors, and highly mobile professionals.

  • Territorial taxation principle

    In Panama, only income earned directly within the country is subject to tax. Business income, capital gains, dividends, and interest received abroad are exempt from taxation.

  • Investments without currency risks

    The US dollar has the status of legal tender in Panama, allowing a permanent residence applicant to avoid currency risks during the investment process.

Unlock business and financial opportunities with the program

  • Taxes In Panama, only income earned within the country is subject to income tax. There is no inheritance, gift, or wealth tax. In addition, Panama has concluded double taxation treaties with more than two dozen countries.
  • Banks and accounts Panama remains the largest business and financial hub in Central America. Holding a resident card and a Panamanian identification number significantly simplifies the process of opening personal and corporate accounts, obtaining bank cards, and accessing mortgage financing.
  • Asset protection Panama offers investors various asset-holding options: private foundations, trusts, and corporations with registered shares. Investments may be structured directly in the applicant’s name, through a Panamanian corporation, or through a private foundation, provided that the applicant remains the ultimate beneficial owner.

Step-by-step guide to Panama residency

  • Specific requirements and estimated costs
  • Clear outline of Panama residency acquisition process
  • Current residency program for 2026
Step-by-step guide to Panama residency

Fill out the form and get a detailed guide about the service from iWorld specialists

WhatsApp Telegram Instagram

Take full advantage of Panama residency

  • Application review period — 30 business days
  • Permanent residence without first obtaining temporary residence
  • Minimum investment amount — USD 300,000
  • 3 investment options — real estate, securities, bank deposit
  • Opportunity to obtain residency together with family members

Apply now to get expert advice

WhatsApp Telegram Instagram

The requirements to the applicants

  • Age — 18 or older
  • No criminal record
  • Medical certificate in the prescribed form
  • Fulfillment of investment obligations
  • Legally registered marriage or documented partnership with the investor
  • Compliance with the program’s general security requirements
  • Including children from previous marriages — subject to the consent of the other parent or a court decision
  • Unmarried and without children of their own
  • Certificate from a university confirming full-time enrollment
  • Financially dependent on the investor
  • No age restrictions
  • Documented medical diagnosis
  • No age restrictions
  • Documented financial dependence on the investor

Investment options

1 OPTION Purchase of real estate
  • Minimum investment amount — USD 300,000 *
  • Legally clear real estate
  • Investment holding period — 5 years

*From October 2026 — USD 500,000

2 OPTION Investments through the Panama Stock Exchange
  • Minimum investment amount — USD 500,000
  • Purchase of securities through a licensed brokerage company
  • Investment holding period — 5 years
3 OPTION Fixed-term deposit with a Panamanian bank
  • Minimum investment amount — USD 750,000
  • The deposit is placed with a bank holding a general license
  • Investment holding period — 5 years
4 OPTION Registration of a Panamanian company
  • Company share capital — USD 500,000
  • Opportunity to scale the business into the Latin American market
  • Maintenance of company operations for 5 years

Comparison of Panama permanent residence with other popular programs

Category
Panama permanent residence Panama permanent residence
Cyprus permanent residency Cyprus permanent residency
Malta permanent residency Malta permanent residency
Turkey residence permit Turkey residence permit
Investment amount
from USD 300,000
from EUR 300,000
from EUR 182,000
from USD 200,000
Applies to whole family
yes
yes
yes
yes
Validity of status
permanent
permanent
permanent
from 1 year
Processing time
from 30 days
from 9 months
from 3 months
from 2 months

Steps to obtaining permanent residency in Panama by Investment

Preliminary legal due diligence

iWorld specialists conduct a due diligence review of the investor, analyze their tax and financial history, and select the optimal investment structure.

Learn more

Preparation of the investor’s dossier

IWorld lawyers handle the collection, apostille, sworn translation into Spanish, and notarization of documents, while the completed dossier undergoes a thorough review for compliance with Panamanian legal requirements.

Learn more

Submission of the application to the competent authority

The dossier is submitted to the authorized Panamanian government authority by a licensed attorney, monitored in real time by iWorld specialists, and approved within 21 days.

Learn more

Fulfillment of investment obligations

The transfer of funds to Panama from abroad is supervised by iWorld specialists. The applicant invests in real estate or places a bank deposit, while documents confirming the investment are promptly prepared and submitted to the immigration authority.

Learn more

Obtaining the resident card

The investor and family members participating in the program provide biometric data and receive a resident card (cédula E), while iWorld lawyers arrange the opening of a bank account, obtaining a driving license, and, where necessary, registration of a tax identification number.

Learn more

Get a personalized cost estimate for obtaining permanent residency in Panama

iWorld specialists will prepare a personalized estimate with stages, deadlines, taking into account your family situation, grounds for citizenship, and all necessary fees.

Get a personalized cost estimate for obtaining permanent residency in Panama

Why clients choose iWorld

Global expertise

iWorld specialists have extensive knowledge of international immigration law and are well versed in the procedures for obtaining residence permits, permanent residency, and citizenship, offering the best solutions for each jurisdiction.

Personalized step-by-step plan

The iWorld team develops a detailed action plan for each stage — from choosing the right investment strategy to obtaining a passport or residence permit — ensuring transparency and no hidden fees.

Confidentiality and trust

iWorld builds long-term partnerships, ensuring data security and compliance with professional ethics.

The best specialists in the industry

The company employs the best experts in the field of immigration and investment law, as well as specialists in administrative, accounting, and tax support.

Alternative residency
by investment programs

Cyprus Country Cyprus
Cost from EUR 300,000
Processing time from 9 months
Key advantages
  • Citizenship for family members
  • Low taxes
  • Fast processing time
Learn more
Malta Country Malta
Cost from EUR 182,000
Processing time from 3 months
Key advantages
  • Ownership of luxury real estate
  • Immigration to a European Union country
  • Residence permits for family members
Learn more
Turkey Country Turkey
Cost from USD 200,000
Processing time from 2 months
Key advantages
  • Residence permit for 1 year with the rigt to extension
  • Application for citizenship after 5 years of residence
  • Residence permit for the whole family
Learn more
See all programs

Media about us

imi
dj
pt
mr
WOB
kt
radar
blinkvisa

Articles and news

Investing in Sao Tome and Principe real estate: is it worth entering the market in 2026? Investing in Sao Tome and Principe real estate: is it worth entering the market in 2026? 19.07.2026

Real estate prices, taxes, and buying conditions for foreigners in São Tomé and Príncipe. Learn about residence permits through property investment.

Learn more
Citizenship by investment with refundable investment: how to receive and recover your money Citizenship by investment with refundable investment: how to receive and recover your money 04.07.2026

Explore countries offering citizenship by investment with refundable investments. Compare minimum investment amounts, holding periods, potential risks, and realistic capital recovery prospects.

Learn more
Second citizenship and taxes: do you become a tax resident? Second citizenship and taxes: do you become a tax resident? 30.06.2026

Does second citizenship affect tax residency? Do you need to become a tax resident of a CBI country, and how does that work?

Learn more
See all

FAQ

Is the applicant subject to due diligence?

Yes. The applicant and adult family members undergo checks by the immigration service and MICI. Panamanian banks conduct their own due diligence.

What is the minimum investment amount required to participate in the program?

The minimum participation threshold is USD 300,000. Government fees are payable additionally — USD 5,000 to the National Treasury and USD 2,000 for each family member included in the application.

How quickly can permanent residence in Panama be obtained?

The official application review period is 30 business days from the date the complete dossier is submitted. Taking into account document preparation, apostille, completion of the transaction, and receipt of the investment certificate from MICI, the overall process takes slightly more than one month.

What residence requirements does the investment program impose?

To maintain permanent resident status, it is sufficient to visit Panama at least once every 2 years.

Can resident status be obtained together with family members?

Yes. A joint application may include a spouse, children under 18, adult children under 25, children with disabilities without an age limit, and financially dependent parents.

Can the invested funds be returned after obtaining permanent residence?

The investment must be maintained for 5 years, with annual confirmation that it remains in place. Early use of the investment for personal purposes will result in the loss of resident status.

Can Panamanian citizenship be obtained after permanent residence?

After 5 years of residence as a permanent resident, an application for citizenship may be submitted. The applicant will need to demonstrate ties to Panama, pass an examination in Spanish, history, and geography, and undergo an interview with the Electoral Tribunal.

Get expert advice — contact us today

You can schedule a consultation with a company specialist either in person at our office or online. During the consultation, you’ll receive a detailed case analysis, a service cost estimate, and personalized recommendations tailored to your goals.

WhatsApp Telegram
Get expert advice — contact us today
Aleksey Nosovsky Head of Legal Department

If you are exploring services for your clients, we invite you to visit our partnership page, where you can find all the information about collaboration opportunities and business benefits

Partnership application

Citizenship

Residence permit

About us

Services

Real estate

Business services

Partnership application Customer Support Contact the executive
cert cert cert
flag
iworld.com raises its own flag, becoming a flagship in the immigration market
Our partner: mirsatori

© iWorld 2026. All rights reserved.

Terms of use Privacy Policy Cookie Policy
  • Corporate services
  • Legal services
  • Financial services
  • Citizenship
  • Residence permit
  • More
Global Offices
Request a callback
WhatsApp
Telegram
Instagram
Top